Kyle HassonInsurance & KiwiSaver Adviser

Insurance and KiwiSaver advice for young families in South Auckland

I help you use KiwiSaver to buy your first home, then make sure the home, your income and the people in it are looked after for the long run.

Book a free chatCall 021 0262 0787

Kyle Hasson, Financial Adviser, FSP1010252. Based in Papakura and helping families in Takanini, Manurewa, Pukekohe, Drury, Flat Bush and across South Auckland, in person or online.

Kyle Hasson, Insurance and KiwiSaver Adviser in Papakura

Hi, I'm Kyle

I spent ten years in hospitality, working in the UK, Switzerland, Qatar and here in New Zealand. Then something happened in my own family that changed how I saw things. I wanted work that actually helps people when it counts.

Now I'm based in Papakura, helping South Auckland families with two things that are easy to put off: getting KiwiSaver working for them, and making sure they're protected if life doesn't go to plan.

I keep it simple and honest. If you don't need something, I'll tell you, even if that means I earn nothing from it. More about me

  • Personal insuranceLife, income protection, trauma, health, mortgage protection and total and permanent disability, compared across several of New Zealand's main insurers.
  • KiwiSaverFirst home withdrawals, fund choice, contribution settings and getting the full government contribution.
  • Budgeting and money coachingBuilding a budget for your first home, paying down debt and agreeing on shared goals. Budgeting help
  • QualifiedLevel 5 New Zealand Certificate in Financial Services, covering investments, lending, and life, health and disability insurance.

Prepare, protect, and beyond

Your needs change as your family grows. Here's where I help along the way.

  1. Prepare

    Buying your first home

    Getting your KiwiSaver ready to become your deposit.

    • Checking you're both eligible to withdraw
    • The right fund for a short timeframe
    • Using the Kāinga Ora First Home Loan with a 5% deposit
    How the withdrawal works

  2. Protect

    Looking after what you've built

    New mortgage, new responsibilities, and often a new baby.

    • Life and trauma cover sized to your mortgage and family
    • Income or mortgage protection if you can't work
    • Cover that fits the budget, not more than you need
    Insurance for families

  3. Beyond

    Growing for the long term

    Rebuilding KiwiSaver and keeping cover up to date.

    • Switching to a fund that suits a long timeframe
    • Reviewing cover as income, debt and family change
    • Starting KiwiSaver for your kids
    KiwiSaver advice

Run your own numbers

Two quick calculators to see where you stand.

KiwiSaver first home calculator

See how much you and your partner could withdraw for a deposit, and what you'd have at 65.

Open the calculator

How much insurance do we need?

A starting figure for life cover, income protection and trauma, based on your mortgage and family.

Open the calculator

Questions families ask me

Can we both use our KiwiSaver for our first home?

Yes. If you've each been a KiwiSaver member for at least three years and are buying a home to live in, you can each withdraw your savings, leaving at least $1,000 in each account. Some previous home owners can qualify too.

What happens to my KiwiSaver after I withdraw it for a house?

Your account stays open with at least $1,000 in it, and contributions carry on from your pay as normal. It's a good time to check your fund type, because your timeframe has changed from a few years to retirement.

How much life insurance does a young family need?

A common starting point is enough to clear the mortgage and other debts, plus several years of income so your family can keep living as they do now, less any savings and existing cover. Personal advice then tailors it to your budget.

What's the difference between income protection and mortgage protection?

Income protection pays a monthly amount, usually up to around 75% of your income, if illness or injury stops you working. Mortgage protection covers your mortgage repayments only. Many families use one or both.

Does it cost anything to get advice from Kyle?

For most families, no. Insurers and KiwiSaver providers usually pay a commission, so the advice costs you nothing. Some fees can apply in specific situations, which are set out in the disclosure.

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Let's talk about your family's plan

A free, no-pressure chat in Papakura, by phone or online.

Book a free chatCall 021 0262 0787